Website Terms of Use

These terms govern your use of the Payday Compass website. By using the site, you accept them.

Use of the site

You may use the site for personal, non-commercial purposes. You must not misuse the site, attempt to gain unauthorised access, or interfere with its operation.

Intellectual property

The site design, branding, articles and other content are owned by Payday Compass unless stated otherwise. Purchased digital products are licensed to you under our Digital Product Terms, not sold as intellectual property.

No financial advice

Information on this site is general in nature and is not personal financial advice. It does not take your objectives or circumstances into account and does not recommend specific financial products. You should consider obtaining independent advice suited to your circumstances before making financial decisions.

No affiliation

Payday Compass is an independent digital-product brand and is not affiliated with, endorsed by, or connected to any bank, lender or government agency.

External links

The site may link to third-party websites. We are not responsible for their content or practices.

Limitation of liability

To the extent permitted by law, Payday Compass is not liable for loss or damage arising from your use of the site, except where liability cannot be excluded under the Australian Consumer Law.

Changes to these terms

We may update these terms from time to time. Continued use of the site after changes constitutes acceptance.

Governing law

These terms are governed by the laws of Australia.

Contact

Operated by [business name] (ABN [ABN]). Contact [contact email] with any questions.