How it works
Three steps to a clearer pay cycle
No spreadsheet to download, no bank accounts to link, no subscription. Just a free account and a few minutes each payday.
Create your free account
Sign up in seconds with just an email and password. No bank accounts to link, no data to import, no spreadsheet to download. Your figures stay private to you.
Enter your income, bills and goals
Add your pay, regular bills, savings goals and upcoming trips. Set your currency, pay cycle and safety buffer once — every module inherits your preferences and recalculates automatically.
Get your live forecast and insights
See your balance projected forward in Money Runway, test spending decisions in the Decision Lab, track goals, plan travel budgets, and get a plain-English weekly brief of where you stand.
What's inside
Five modules, one account
Money Runway
Cash-flow forecast that flags low-balance days before they arrive.
Decision Lab
Test a purchase or bill against your runway before you commit.
Goal Navigator
Set savings targets with per-pay contributions and live progress.
Travel Money
Plan a trip budget in any currency and track funding progress.
Money Brief
A weekly AI summary of your money: what's due, what's left, what to do.
Before you start
Good to know
Where it runs
Any modern web browser on desktop, tablet or phone. No Excel or Google Sheets required — everything runs in the app and saves automatically.
Your data stays yours
We never link to your bank. You enter your own figures, they're private to your account, and you can export everything as a CSV anytime — no lock-in.
Ready to start?
Try the demo with sample data, or create your free account.