Free money tools
Free Payday Calculator
See how much money you have available between now and your next payday. No sign-up, no email — just enter your numbers.
Payday Calculator
How much can you spend before your next payday?
The lowest you want your balance to go
Days to payday
14
Available after bills
A$900.00
Daily allowance
A$64.29
You're on track — A$800.00 above your buffer
After bills, you'll have A$900.00 available. That's A$64.29 per day until 27 Oct 2026.
Estimates only. Based on the figures you enter and don't account for unexpected expenses or income changes.
Can I Afford It?
Test a purchase against your payday plan
Uses your balance, bills and buffer from above. Enter a purchase amount to see if it fits.
Balance after purchase
A$600.00
New daily allowance
A$42.86
Yes, you can afford this
After spending A$300.00, you'd still have A$600.00 — A$42.86 per day until payday.
Want the full picture?
Payday Compass connects your runway, decisions, goals and travel money in one interactive app. See what's coming and plan with confidence.
Get PaydayCompass