Legal

Privacy Policy

Last updated: October 2026

Owner action required: This policy uses placeholders such as [business name], [ABN] and [contact email]. Replace these with your registered details before launch, and have the final policy reviewed as needed.

This Privacy Policy explains how Payday Compass ("we", "us") handles personal information when you visit this website, subscribe to our email list, contact support, or buy a digital product. We are an independent digital-product brand and are not affiliated with any bank, lender or government agency.

What we collect

  • Email subscribers: your email address and, if you provide it, your first name. We record that you gave consent to receive marketing emails.
  • Support enquiries: your name, email, message and any order reference you choose to provide.
  • Orders: your name and email address so we can deliver your files. Payment card details are handled entirely by our payment provider (Stripe) and never touch our servers.
  • Analytics: if enabled, standard, anonymised website analytics such as page views and approximate location. We do not send payment or sensitive personal data to analytics tools.

We do not collect your bank account details, transaction data, or the figures you enter into the budget planner. The workbook runs on your own device.

How we use your information

  • To deliver purchased digital files and provide order support.
  • To respond to support enquiries.
  • To send marketing emails only where you have given clear consent, and to send transactional emails (such as delivery details) where needed to fulfil your order.
  • To improve the website and understand which content is useful.

Marketing consent and unsubscribe

We only send marketing emails to people who have consented. You can withdraw consent and unsubscribe at any time using the unsubscribe link in any marketing email, or by contacting us. Transactional emails related to your order are not marketing emails and are sent as needed to complete your purchase.

Cookies and analytics

We use minimal cookies for site functionality. Where analytics is enabled, we use it to understand aggregate usage, not to identify individuals. You can manage cookies through your browser settings.

Third parties

  • Stripe processes payments. Your card details are handled by Stripe under its own privacy standards and are not stored by us.
  • Analytics providers (if connected) receive aggregate usage data, not your order or payment details.
  • Email delivery providers may be used to send emails on our behalf.

Security

We take reasonable steps to protect personal information. No method of transmission or electronic storage is completely secure, however. Your budget data is not stored by us at all — it stays on your device.

Data retention

We keep subscriber and order records for as long as needed to provide our services and meet legal obligations. You can ask us to delete your personal data, subject to any legal record-keeping requirements.

Your rights

You can request access to, correction of, or deletion of your personal information, and you can opt out of marketing at any time. To make a request, contact us at [contact email].

Children

Our products are intended for adults. We do not knowingly collect personal information from children.

Changes to this policy

We may update this policy from time to time. The "last updated" date above reflects the most recent revision.

Contact

Operated by [business name] (ABN [ABN]). For privacy enquiries, contact [contact email].